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Know Your Credit History
If you have had a default listing made on your credit record from a previous loan, it will remain there for 5 years. Although you may have paid the default amount, the notation can't be changed. Your best course of action is to ensure that your default is listed as paid, and that the rest of your credit history remains unblemished.
To list your payment, and to obtain a copy of your credit record, contact a credit reporting agency. Baycorp Advantage is Australia's largest credit reporting agency and can be contacted via the link below.
Click here to know your credit history. |